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Do Not Allow Your Insurance Company to Pay Medical Bills Without Your Approval - if you have medical payments coverage, your insurance company may pay your medical bills on a first-come, first-served basis. This may be an unwise use of your limited medical payment funds.
Use Your Health Insurance - your health insurance will often pay your medical bills, which will take stress off of you while you recover. Your health insurer may, or may not, request to be repaid when you settle your case - this is called subrogation. However, it is better to get your medical bills paid than risk collections and additional financial stress.
Resolve Your Property Damage Claim Quickly - insurance companies will not pay for car rentals or storage of your vehicle for very long.
Never Sign Paperwork From an Insurance Company Before an Attorney has Reviewed It - often the 'at-fault' insurance company will ask you to sign 'standard paperwork' including medical authorizations. Providing them with an authorization can potentially give them unlimited access to your medical history that can damage your case.
Do Not Rush to Accept an Offer- never sign a release or take money until you know the long-term impact of your injuries, economic losses, and other damages. Insurance companies are motivated to settle your claim quickly - often before the full extent of your injuries is known.
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